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Room · 31 lessons

Money

Budget from take-home pay, dodge $35 overdraft fees, get a first credit card safely, fix credit report errors, file taxes free and pick insurance.

Start hereOpening your first bank account
01

Banking basics

3 lessons

  1. Opening your first bank account
  2. Checking vs. savings, and why you want both
  3. Overdrafts and fees, and how to avoid them
  4. Payment app scams (Zelle, Venmo, Cash App) In Tools
02

Budgeting that survives real life

1 lesson

  1. Your first budget in 20 minutes
03

Emergency fund

2 lessons

  1. How much to save, starting small
  2. Automating your savings
04

Credit, reports and scores

4 lessons

  1. How credit scores work
  2. Reading your credit report
  3. Disputing errors on your report
  4. Your first credit card
05

Debt

3 lessons

  1. APR and interest in plain English
  2. Debt collectors: your rights
  3. Payday loans and other expensive traps
06

Taxes for regular people

4 lessons

  1. Filling out a W-4
  2. W-2 vs. 1099
  3. Filing your taxes for free
  4. Spotting IRS scams
07

Paying for college

5 lessons

  1. FAFSA, step by step
  2. Reading a financial aid offer
  3. Scholarships and scholarship scams
  4. Federal student loans, explained
  5. Student loan repayment plans
08

Insurance

4 lessons

  1. Premiums, deductibles and out-of-pocket maximums
  2. Health insurance options
  3. Auto insurance basics
  4. Renters insurance
09

Investing and retirement

4 lessons

  1. Why starting early matters
  2. 401(k), 403(b) and IRAs
  3. Index funds and fees
  4. Investment fraud red flags
10

Big purchases and negotiating

1 lesson

  1. Buying a car without getting taken

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