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Budgeting that survives real life

Your first budget in 20 minutesStart from monthly take-home pay. Subtract fixed bills, a share of yearly costs, savings, then everyday spending. Below zero? Cut flexible spending first.

Need help now?

If you or someone else is in danger, call 911 first. These lines are free, and someone answers.

What to do first, step by step

Someone is hurt, in danger, or there's a fire
Call 911
Thinking about suicide, or in crisis988 Suicide & Crisis Lifeline
Call 988 Text 988
Someone swallowed or breathed in something harmfulPoison Control
Call 1-800-222-1222
Domestic or dating violenceNational Domestic Violence Hotline
Call 800-799-7233 Text START to 88788
Sexual assaultRAINN, confidential
Call 800-656-4673 Text HOPE to 64673