Dates that matter this year

Coming up

1. Oct 1, 2026 – Jun 30, 2028

   The 2027–28 FAFSA is open

   Fill it out early. The federal deadline is June 30, 2028, but states and schools set their own, often much earlier, and some aid runs out. (Federal Student Aid)

   FAFSA, step by step Add to calendar: Federal FAFSA deadline for 2027–28 (your state and school may be earlier)

2. Nov 1, 2026 – Jan 15, 2027

   Marketplace health insurance Open Enrollment starts

   November 1 is the first day to enroll in, renew or change a Marketplace plan for 2027. (HealthCare.gov)

   Health insurance options Add to calendar: Marketplace Open Enrollment starts

3. Dec 15, 2026

   Last day to pick a Marketplace plan for January 1

   Enroll or change plans by December 15 and pay your first premium for coverage starting January 1. (HealthCare.gov)

   Health insurance options Add to calendar: Last day to pick a Marketplace plan for January 1 coverage

4. Jan 15, 2027

   Open Enrollment ends, and the last 2026 estimated tax payment is due

   Last day to enroll in or change a Marketplace plan for 2027 (coverage starts February 1). If you're paid on a 1099, your last estimated payment for 2026 is due too. (Internal Revenue Service; HealthCare.gov)

   W-2 vs. 1099 Add to calendar: Marketplace Open Enrollment ends; 2026 Q4 estimated tax due

Every month

1. Every month

   Report last month's tips by the 10th

   If you got $20 or more in tips last month at one job, give your employer your tip report by the 10th. (Internal Revenue Service)

   Tips and tipped pay Add to calendar: Report last month's tips to your employer

Every year

1. Mid-April

   Federal tax returns are due

   The IRS posts each year's date; for 2025 returns it was April 15, 2026. File free if you qualify. (Internal Revenue Service)

   Filing your taxes for free No calendar file yet: the IRS hasn't posted next year's date.

2. Two weeks before you move

   Change your address with USPS

   Forwarding can start within 3 business days, but allow up to 2 weeks. (U.S. Postal Service)

   Changing your address and forwarding mail

These health insurance dates are HealthCare.gov's. If your state runs its own Marketplace, follow the dates on that site (HealthCare.gov: find your state). "Add to calendar" downloads a file your phone or computer calendar can open, with a reminder the day before. Nothing is tracked.

Your state may add its own deadlines, like state tax returns or state aid. Check your state's site too.

Sources

1. Federal Student Aid FAFSA deadlines
2. HealthCare.gov Dates and deadlines
3. Internal Revenue Service Estimated tax FAQs
4. Internal Revenue Service Publication 531
5. Internal Revenue Service When to file
6. U.S. Postal Service Mail forwarding
7. HealthCare.gov The Marketplace in your state