Extras
Decode this
Real-looking sample documents with every important part numbered and explained. All names and numbers are made up; the explanations come from the sources listed.
- A pay stubGross pay, the taxes and deductions taken out, and what actually lands in your account.
- An explanation of benefits (EOB)What your health plan says it paid, and what you might owe. Not a bill.
- A debt collection letterThe validation notice: who's collecting, for whom, how much, and your deadline to dispute.
- A traffic court reminder noticeCalifornia's courtesy notice: what you owe, when it's due, and your options.
- A lease pageThe clauses that cost money: rent and late fees, the deposit, roommates, entry and moving out.