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Spotting IRS scams

The IRS starts almost all contact by mail. It never demands payment by gift card, prepaid debit card or wire, never threatens arrest, never texts or emails without your permission, and never DMs you on social media. If you're unsure whether you really owe, sign in to your own IRS online account at IRS.gov and check your balance; don't use any number or link the contact gave you. Real payments go only to the "United States Treasury."

Easy10 min to read; 15 min to set up an IRS online accountFreeChecked October 2, 2026

You'll need

  • A photo ID, if you set up an IRS online account
  • The suspicious message or the caller's number, to report it

What to know

  1. Expect mail first. The IRS starts most contact through regular U.S. mail. It may call or visit in special cases, like an overdue tax bill or an audit, but you'll generally have received several letters ("notices") first. Source: IRS1
  2. Hang up on anyone demanding immediate payment by a prepaid debit card, gift card or wire transfer. The IRS generally mails a bill first. Source: IRS1
  3. Ignore threats. The IRS doesn't threaten to bring in police or immigration officers to arrest you for not paying, and it can't revoke your driver's license or immigration status. It also doesn't demand payment without letting you question or appeal the amount. Source: IRS1
  4. Know what the IRS doesn't send: emails without your permission, texts without your permission, or direct messages on social media. It also never calls to tell you about a refund. Source: IRS2
  5. Check for yourself. Sign in to your IRS online account at IRS.gov to see any balance owed, payments, digital notices and refund status. Source: IRS3 Got a letter? Look up the notice number in the IRS's notices and letters search. Source: IRS2
  6. If you really owe, pay only the "United States Treasury," using the options at IRS.gov/payments. Source: IRS1
  7. Lock down your tax identity. An Identity Protection PIN is a six-digit number, known only to you and the IRS, that stops someone else from filing a return with your SSN. You can request one in your online account even if you don't have to file. Under 18? You have to use an alternative enrollment option. Source: IRS4
Watch out The FTC says no real business or government agency will ever tell you to buy a gift card to pay them. Source: FTC5

Real IRS or scam?

From the IRS. Source: IRS1

ContactReal IRS?
A letter in the mail with a notice number you can look upUsually real; verify the notice on IRS.gov
Call demanding payment now, by gift card, prepaid card or wireScam
Threat of arrest, deportation or losing your licenseScam
Text or email you never signed up forScam
Social media direct message from "the IRS"Scam
Call saying you have a refundScam
Someone at your door with two forms of IRS ID (a pocket commission and an HSPD-12 card)Can be real; you can ask for the IRS number to verify the card

If they call

"I'll handle this through my IRS online account. Goodbye." Then write down the number, hang up and report it.

See it done

Video by IRSvideos Government

How to Avoid Tax Scams

2022 · Checked October 3, 2026

Video won't load at school or work? No problem. Everything you need is in the steps; the video's just a bonus. Watch it on YouTube later.

If it doesn't work

  • Suspicious IRS call? Record the number, hang up, and report it to the Treasury Inspector General for Tax Administration (TIGTA) online or at 800-366-4484. Source: IRS2 You can also report it to the FTC with "IRS Telephone Scam" in the notes. Source: IRS1
  • Fake IRS email? Don't reply, click or open attachments. Forward it as an attachment to [email protected] with the subject "IRS," then delete it. Source: IRS2
  • Fake IRS text? Send the sender's number, the message, your number and the date, time and time zone to [email protected] with the subject "Text." You can also forward the text to 7726 (SPAM). Source: IRS2
  • Already paid with a gift card? Contact the gift card company right away and keep the card and receipt. Source: FTC5 Gave out your SSN? See Recovering from identity theft.

Good to know

The details, if you want them. Tap a line to open it.

Private debt collectors are real, with limits

The IRS can hand some tax debts to private collection agencies, but only after notifying you in writing. They won't ask for a gift card or prepaid card, and checks go to the U.S. Treasury, not the agency. Source: IRS1

Websites charging for an EIN

An employer identification number is free from the IRS. If a site charged you, dispute the charge with your bank or card company and report it to the FTC. Source: IRS2

Parents can get one for you too

Parents and legal guardians can request an IP PIN for dependents, and after you get one by mail you receive a new one each year. Source: IRS4 See Filing your taxes for free.

Take it with you

Printable cardDownload card (PDF)

Sources

  1. Internal Revenue Service How to know it's really the IRS calling or knocking on your door
  2. Internal Revenue Service Report phishing and online scams
  3. Internal Revenue Service Your online account
  4. Internal Revenue Service Get an Identity Protection PIN
  5. Federal Trade Commission Avoiding and reporting gift card scams

Lesson M6.6 · Last checked October 2, 2026 against the sources listed.

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