Teacher page · Path
Starting over
Build a true budget, fix credit report errors, know your rights with collectors, rebuild credit safely and find free legal help.
Students see this path at I need to start over. It has 12 lessons in this order:
- Your first budget in 20 minutes Money
- Overdrafts and fees, and how to avoid them Money
- Reading your credit report Money
- Disputing errors on your report Money
- Debt collectors: your rights Money
- Payday loans and other expensive traps Money
- How much to save, starting small Money
- Your first credit card Money
- Freezing your credit Legal
- Getting free legal help Legal
- Bouncing back after a setback Mind
- Stress vs. something more Body
Three discussion questions
- You find an account on your credit report that isn't yours. What steps would you take, and in what order?
- A debt collector calls about a debt you don't recognize. What should you ask for before you pay anything?
- Pick one setback. What would bouncing back look like in the first week, and who could you ask for help?
Each question can be answered from the lessons above. Lessons print as clean handouts.