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Using a password manager

A password manager creates, stores and fills in a different strong password for every account, so one data breach can't unlock the rest. You remember a single master passphrase of 4 to 7 unrelated words. Good free options exist, including ones built into browsers. Set it up in this order: choose a reputable one, make the master passphrase, turn on two-step sign-in, then replace your email and bank passwords first with random 16+ character ones. Write the master passphrase down and keep it somewhere physically safe; most managers can't recover it.

Easy30 min to set up; a few weeks to cover every accountFree options; paid plans add featuresChecked October 2, 2026

You'll need

  • Your phone and computer
  • A quiet half hour
  • A safe place for one written-down master passphrase

What to know

  1. Choose a reputable password manager. Many good ones are free, including those built into browsers; dedicated managers often add stronger security features and work better across devices. Compare reviews from a trusted source like Consumer Reports. Source: CISACybersecurity Alliance12
  2. Look for "zero-knowledge" design: the company can't see your passwords and never stores your master password. Source: Cybersecurity Alliance2
  3. Create the master passphrase: 4 to 7 unrelated words, like CISA's example "Horse Purple Hat Run Bay Lifting." Spaces are fine. Source: CISA1 Don't use that example itself.
  4. Turn on two-step sign-in for the password manager right away. Source: Cybersecurity Alliance2
  5. Install its browser extension and phone app so it can autofill and sync. Source: Cybersecurity Alliance2
  6. Replace your most important passwords first: email, social media and financial accounts. Source: CISA1 Let the manager generate each one: at least 16 characters, random, and unique. Source: CISA1
  7. Let the rest come over time. Save passwords as you log in, or import them all at once. Source: Cybersecurity Alliance2
Watch out Reusing a password, even with a letter or symbol added, is risky. If one account is breached, that password becomes a skeleton key to the others. Source: Cybersecurity Alliance2 In CISA's example, one reused password let a hacker into someone's email and start a $700 bank transfer. Source: CISA1

Strong password rules

A strong password follows all three rules. Source: CISA1

RuleWhat it means
LongAt least 16 characters. Longer is stronger.
RandomA random mix of upper- and lowercase letters, numbers and symbols, or a passphrase of 4 to 7 unrelated words.
UniqueA different password for every account.

Safer than what you're doing now

See it done

Video by CISA Government

How to Make Strong Passwords! (We Can Secure Our World)

2024 · Checked October 3, 2026

Video won't load at school or work? No problem. Everything you need is in the steps; the video's just a bonus. Watch it on YouTube later.

If it doesn't work

  • Forgot the master password? Most managers can't recover it, because they never store it. Memorize it or keep it somewhere secure, like a safe, and set up any recovery option offered. Source: Cybersecurity Alliance2
  • Autofill not working on a site? Open the manager and copy and paste instead.
  • Got a breach alert? Many managers warn you about breached, weak or reused passwords. Source: Cybersecurity Alliance2 Change that password right away. Source: FTC3
  • A site won't accept a long password? CISA suggests asking the company why it allows weak ones. Source: CISA1

Good to know

The details, if you want them. Tap a line to open it.

Phishing warnings

Many managers also warn you about suspicious or phishing websites. Source: Cybersecurity Alliance2

Is one vault risky?

Reputable managers encrypt your data, so it's unreadable even if intercepted. Using one is far safer than reusing passwords. Source: Cybersecurity Alliance2

Take it with you

Printable cardDownload card (PDF)

Sources

  1. Cybersecurity and Infrastructure Security Agency Use strong passwords (archived)
  2. National Cybersecurity Alliance What is a password manager?
  3. Federal Trade Commission Use two-factor authentication to protect your accounts

Lesson T3.1 · Last checked October 2, 2026 against the sources listed.

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