Teacher page · Path
First full-time job
Set up direct deposit, fill out your W-4, check your pay stub, pick benefits before the window closes and know your rights.
Students see this path at I started my first full-time job. It has 13 lessons in this order:
- Opening your first bank account Money
- Filling out a W-4 Money
- Reading your pay stub Work
- Tips and tipped pay Work
- Choosing your benefits Work
- Premiums, deductibles and out-of-pocket maximums Money
- 401(k), 403(b) and IRAs Money
- Your first budget in 20 minutes Money
- Automating your savings Money
- Your first credit card Money
- Your rights at work Work
- Discrimination and harassment at work Legal
- Filing your taxes for free Money
Three discussion questions
- Why is take-home pay smaller than hourly rate times hours worked? Where does the rest go?
- How would you compare a health plan with a low premium and a high deductible to one with the opposite?
- What's one reason to start saving for retirement in your first job instead of waiting ten years?
Each question can be answered from the lessons above. Lessons print as clean handouts.