Paying for care
- Sick with no regular doctor: where to goEmergency? 911 or the ER, whatever the cost. Otherwise try the nurse line, a virtual visit or in-network urgent care. Uninsured? A community health center.
- Medical bills and EOBs: check before you payWait for your insurer's EOB, match it to the bill, ask for an itemized bill, appeal denials and ask about financial assistance before you pay.
- Paying less for prescriptionsAsk for the generic, check your plan's drug list, call two or three pharmacies for prices, and buy online only from a licensed U.S. pharmacy.
- Health insurance optionsUnder 26, you can usually stay on a parent's plan even if you move out, marry or aren't their dependent. In Money